What Is Independent Living and Why Consider It?
As we approach retirement, many of us begin to think about how to simplify life while staying active and independent. Independent Living communities are a great option for older adults who want to enjoy freedom from home maintenance, while still having access to social activities, wellness programs, and optional support services.
For those planning ahead, Continuing Care Retirement Communities (CCRCs)—also known as Life Plan Communities—offer peace of mind with a full spectrum of care that adapts as your needs change. No matter what type of senior living your looking for, there are several things to consider before you turn to Google and search, “find senior living near me.”
Key Factors to Consider When Choosing a Senior Living Community
Budget
The first thing you want to consider is your budget. Talking with your financial advisor is a good first step in understanding what your monthly income will be in retirement. Remember to consider the value of your home, savings, retirement plans, and long-term care insurance.
Location. Location. Location
Where you live matters. Consider:
- Proximity to family and friends
- Access to healthcare providers
- Climate and environment (especially for allergies or arthritis)
- Lifestyle preferences (e.g., near a golf course or cultural attractions)
Choosing a location that supports your health and happiness is just as important as the cost.
Level of Care Needed
Are you fully independent, or do you need help with daily tasks like bathing or medication management?
- Independent Living is ideal for active seniors.
- Assisted Living offers support with daily activities.
- CCRCs like FellowshipLIFE provide a seamless transition to higher levels of care, including Memory Care and Skilled Nursing, if needed.
As CCRCs, FellowshipLIFE communities offer long-term care plans, which means your care evolves as your needs evolve.
Timing Your Move
Planning ahead gives you more choices. Some communities have waitlists—especially those offering subsidized housing or specialized care. Consider:
- How soon you want or need to move
- Whether you’ll need to sell your home
- Any upcoming health changes that may affect your care needs
Services and Amenities That Matter to You
Think about what makes a place feel like home. Look for communities that offer:
- Fitness and wellness programs
- Lifelong learning opportunities
- Multiple dining options and meal plans
- Spiritual and cultural activities
- Social clubs, pickleball, tennis, and more
Make a list of your “must-haves” and compare them across communities.
Healthcare Access and Staff
Your health is your wealth in retirement. Ask these questions:
- Is there on-site medical staff?
- What’s the staff-to-resident ratio?
- How are changing health needs monitored?
- Are there specialized services like genetic counseling?
At FellowshipLIFE, we offer personalized health insights, like genetic counselling, and proactive care planning to help you thrive.
Discover FellowshipLIFE: Your Next Chapter Starts Here
FellowshipLIFE has five wonderful communities to choose from offering Independent Living, Assisted Living, Memory Care, and Skilled Nursing. Contact us today to learn more about our communities and see if we’re the right fit for you.
