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Continuing Care Retirement Communities (CCRCs or “Life Plan Communities) can be a wonderful solution for older adults who are independent and active today, but who seek the peace of mind that comes with living in a community that can provide assisted living or health...
When it comes to 55+ retirement communities, there are a number of different options in the marketplace. Some senior living providers cater to those who are able to live fully or mostly independently, while others accommodate those who require more assistance with the...
Choosing the right life plan retirement community (i.e., continuing care retirement community or “CCRC”) is an important decision, impacting your quality of life and your finances. If you utilize the services of a financial advisor (FA), it’s likely you will seek...
What should you look for as you evaluate an older loved one’s wellbeing? How do you know when it is time to get them some level of assistance? And what are your options for care, especially if you do not live nearby? Assessing the situation When visiting an older...
Studies show that social isolation and loneliness is becoming a bit of an epidemic among older adults, and it can have a severe impact on one’s overall health. But there is actually an important distinction between social isolation and loneliness. Consider that while...
The vast majority of Continuing Care Retirement Communities require an entry fee. Naturally, people often ask, “What is the purpose of the entry fee?” Before answering this question it is helpful to understand the history of entry fees. The CCRC concept began about a...
About 70 percent of people over the age of 65 will need some type of long-term care during their lifetime, according to the U.S. Department of Health and Human Services (DHHS)1. On average, women will need care for a longer period of time (3.7 years), compared to men...